Overview
This guide covers the complete process for transferring funds through the NVC Banking Platform, including supported methods, requirements, and best practices for institutional clients.
Supported Transfer Methods
- SWIFT Network: International wire transfers using our 15 global SWIFT codes across 4 continents
- ACH Processing: Automated Clearing House transfers for domestic US transactions
- Internal Transfers: Instant transfers between NVC Bank accounts worldwide
- Correspondent Banking: Through our network of 500+ partner institutions
- Real-time Payments: Same-day settlement for urgent transfers
- Blockchain Transfers: NVCT token transfers on Ethereum network
Transfer Limits and Requirements
Daily Transfer Limits
- Individual accounts: $500,000 USD equivalent
- Business accounts: $5,000,000 USD equivalent
- Institutional accounts: $100,000,000 USD equivalent
- Treasury operations: Unlimited (with authorization)
Required Documentation
- Valid account authentication and dual authorization
- Sufficient available balance plus transfer fees
- Enhanced due diligence for amounts over $10,000
- Complete beneficiary information including SWIFT/IBAN codes
- Purpose of payment documentation for international transfers
- Regulatory compliance certificates for cross-border transactions
Processing Times
- Internal NVC transfers: Immediate
- Domestic wire transfers: Same business day
- International SWIFT transfers: 1-3 business days
- ACH transfers: 1-2 business days
- Correspondent banking: 2-5 business days
- NVCT blockchain: 5-15 minutes
Fee Structure
- Internal transfers: No charge
- Domestic wire: $25 USD
- International SWIFT: $45 USD + correspondent fees
- ACH transfers: $3 USD
- Express/same-day: Additional $50 USD