Strategic Partnership Proposal

NVC Fund Bank & Circle: Defining the Future of Institutional Digital Banking

NVC Fund Bank

$10+ Trillion Assets

Strategic Partnership

Circle

$40B USDC Infrastructure

Confidential Executive Presentation | May 2025

Executive Summary

Partnership Vision: Global Digital Banking Leadership

The Opportunity

$500+ trillion traditional banking market ready for digital transformation
Institutional clients demand integrated traditional + digital infrastructure
First-mover advantage in institutional digital banking services

The Solution

NVC Fund Bank: Regulated institutional banking authority + $10+ trillion assets
Circle: Leading stablecoin infrastructure + $40B USDC ecosystem
Combined: Unmatched institutional digital banking platform

The Outcome

Market-leading institutional digital banking platform
$1.2+ billion revenue potential by Year 5
Global dominance in digital finance transformation

NVC Fund Bank Overview

The World's Most Comprehensive Institutional Bank

Financial Scale & Authority

Total Assets: $10+ trillion under management

Market Cap: $1+ trillion institutional holdings

Revenue: $289+ billion annual institutional revenue

Banking Authority: African Union Treaty regulated institution

Core Capabilities

Correspondent Banking Network

Treasury & Asset Management ($1T+ AUM)

Trade Finance & SBLC Services

Multi-Currency Operations (50+ currencies)

Advanced ISO 20022 Messaging Platform

Blockchain Settlement Infrastructure

Market Opportunity

The $500 Trillion Digital Banking Transformation

Market Gaps We Address Together

Traditional Banking Limitations

Slow cross-border settlements (3-5 days)
High correspondent banking fees (0.5-2.0%)
Limited digital asset capabilities
Fragmented global payment rails

Digital Asset Limitations

Lack of traditional banking integration
Limited institutional custody solutions
Regulatory uncertainty and compliance gaps
Insufficient traditional finance connectivity

Combined Solution Advantages

Traditional Banking	+	Digital Infrastructure	=	Market Leadership
Regulatory Authority	+	USDC Liquidity	=	Compliant Innovation
Institutional Clients	+	Technology Platform	=	Seamless Experience
Global Reach	+	Multi-Chain Support	=	Universal Access
Risk Management	+	Real-Time Settlement	=	Superior Service

Strategic Partnership Structure

Optimal Partnership Framework

Investment & Ownership

NVC Investment: $1.5 billion for 25% Circle equity stake

Joint Venture: NVC-Circle Digital Banking Platform

Governance: Joint board representation and shared decision-making

Timeline: 5-year strategic partnership with renewal options

Revenue Sharing Model

Service Category	NVC Share	Circle Share
USDC Services	60%	40%
Payment Processing	70%	30%
Treasury Management	65%	35%
Digital Asset Custody	55%	45%

Joint Platform Services

NVC-Circle Digital Banking Platform Services

USDC Treasury Services

Cross-Border Payments

Digital Asset Custody

Trade Finance Solutions

Yield & Investment Products

CBDC Infrastructure

Financial Projections

Revenue Growth Trajectory

5-Year Partnership Revenue Projections

Year	Platform Revenue	NVC Share (60%)	Circle Share (40%)	Total Market
1	$50M	$30M	$20M	Early Adoption
2	$150M	$90M	$60M	Market Expansion
3	$400M	$240M	$160M	Scale Achievement
4	$750M	$450M	$300M	Market Leadership
5	$1.2B	$720M	$480M	Global Dominance

Key Performance Metrics

Assets Under Management: $50B+ by Year 3

Institutional Clients: 1,000+ by Year 2

Transaction Volume: $500B+ annually by Year 5

Market Share: 15%+ of institutional digital banking

Value Creation Sources

Fee Revenue

Custody, transaction, and management fees

Spread Income

Treasury and yield product margins

Technology Licensing

Platform licensing to other institutions

Advisory Services

Digital transformation consulting

Implementation Roadmap

Strategic Partnership Execution Plan

Phase 1: Foundation (Months 1-6)

Objectives: Legal framework and initial integration

✅ Investment closing and governance structure
✅ API integration and technical connectivity
✅ Regulatory approvals and compliance framework
✅ Joint team formation and operational setup

Phase 2: Platform Launch (Months 6-12)

Objectives: Joint platform development and pilot clients

🚀 NVC-Circle platform soft launch
🏦 Pilot program with 50 institutional clients
📈 Initial product suite rollout
📊 Performance metrics establishment

Phase 3: Market Expansion (Months 12-24)

Objectives: Scale operations and market penetration

🌍 Global platform rollout
📱 Advanced product development
🤝 Strategic client acquisition (500+ institutions)
💰 Revenue optimization and growth

Phase 4: Market Leadership (Months 24-60)

Objectives: Achieve dominant market position

👑 Market leadership establishment
🔬 Innovation pipeline execution
🌐 Global expansion completion
📈 $1B+ annual revenue achievement

Call to Action

Partnership Proposal

PARTNERSHIP TERMS

Investment Amount:	$1.5 Billion
Equity Stake:	25% of Circle
Board Seats:	3 of 7 board positions
Joint Venture:	60% NVC / 40% Circle ownership
Revenue Target:	$1.2B by Year 5
Timeline:	5-year strategic partnership

Strategic Vision

Together, NVC Fund Bank and Circle will create the world's most advanced institutional digital banking platform, combining traditional banking authority with cutting-edge blockchain infrastructure to serve the global transition to digital finance.

Immediate Next Steps

Executive Leadership Meeting
CEO-level strategic alignment discussion

Non-Disclosure Agreement
Execute comprehensive confidentiality framework

Preliminary Term Sheet
Agree on basic partnership structure and terms

Due Diligence Launch
Begin comprehensive evaluation process